Buying car insurance for teenagers without burning a hole in your pocket

One of the worst nightmares for parents is when their teenagers to take the wheel. Not only are concerned about the safety of their teens, but also the money it will cost to make sure you have auto insurance coverage in force. The cost of having insurance coverage for adolescents is very high because they are the drivers for the first time without driving experience under his belt. Added to this, teenagers are considered high risk drivers because most of them throw caution to the wind and driving under the influence of alcohol or drugs, thereby risking their lives and the lives of other road . Since entering the high risk category, the auto insurance companies do not offer the normal discounts offered to customers who have previous experience and is known to drive safely. However, this does not mean that there are no discounts offered on all teenage drivers. Here are some tips that can help you save on insurance costs for teens without having to cut corners in terms of coverage.There are discounts that are designed exclusively to meet the teen market and one of them is a good student discounts. Car insurance providers give preference to children who study well and get good grades in school. This shows that these children are responsible and will be good drivers on the road. If your teen has a grade point average of 3, you can opt for the discount. Make sure you have the latest report card provider and ask specifically for this insurance when you buy it.The occasional driver discount can also be offered to teenage drivers. How your teenager to share your car or your spouse is the best way to significantly reduce the cost of insurance. In such cases, the adolescent is shown as an occasional driver, therefore, to benefit from the discount.Clearly specifying their car insurance provider, while buying the policy is important, the rest is easy to slip through.Although you may want to share the car with your teen, chances are that you wish you can have that. In these cases, it is imperative that you as a parent, to buy another car just for your teen. Instead of buying a new car with sophisticated features, a used car in good condition, turns out to be a good choice. This will not only ensure the safety of your child, but also keeps control premiums.