The liability system is still in the state of Washington. Here, it is usually the driver at fault and responsible for causing the accident. This person and the insurance company is jointly and severally liable for damage to property. However, one must be aware that the civil liability system, as such, varies between states.The different responsibilities in Washington: The state of Washington only requires liability insurance, meaning insurance that covers bodily injury and property damage to third parties in the case of an accident. Therefore, one is obliged to carry liability coverage of at least three decks to be able to drive in the state of Washington.The cover of 25/50/10:The Washington state law is limited to a "minimum bodily injury liability, which is $ 25,000 per person (injured), and a total of approximately $ 50,000 per accident and property damage. Coverage Liability is a minimum of $ 10,000. This basic coverage is also known as 25/50/10 coverage.Although Washington does not require its drivers to shop for the best auto insurance rates, coverage is still very valuable. Under this coverage, you can get injury coverage (uninsured / underinsured) motorist bodily injury coverage for an injury that could be caused by (uninsured / underinsured) driver, but this depends on the state.However, the majority of Washington residents to carry additional liability cover to further protect themselves and the losses may be incurred for extra expenses in the case of an accident.Some of these additional liability covers are listed below:Personal injury protection (PIP) - This is coverage that pays for some medical expenses, lost wages and the consequent loss in child care costs, etc. All this is done regardless of who was the guilt.Collision - this coverage is responsible for damages that may be caused by a collision with another vehicle.Medical payments coverage - this is a cover that takes care of not only medical costs but also the burial expenses in case of a fatal incident and therefore alleviates at least some of the financial burden on families the victims.Integral - almost all aspects are covered by the exception of a collision.Under / uninsured motorist - not only covers personal injury, but also damage to property in the event of an accident, regardless of whether it was caused by an uninsured motorist or underinsured.
miércoles, 1 de febrero de 2012
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