Is there gender discrimination with the policies of automobile insurance?

Several factors influence the rate of auto insurance. For example, where you intend to drive the car business. From big cities can be prone areas to ensure a car accident here will be much more expensive than driving your car safer roads and in rural places.The type of car is also a factor. Expensive cars, especially models will attract thieves that your car insurance rates higher. The higher the value of the car can be more risky.How often you drive your car also matter and rule says that the minor take the slightest risk that you submit to your insurance company, therefore, the lower the rate might be.The characteristics of your car can also influence the rate of the policy you get. Security devices like airbags installed in your car, the better your chance to get the rate environment. 

Your driving history and credit record are also factors. Depending on your driving performance of its rate may well go higher or lower. Financial responsibility reflected in your credit history will also be taken into account to find out what rate you get. Among the factors that can directly affect your car insurance policy rate, the most controversy turns out to be kind. According to some, the use of gender to decide what to charge one for / protection of auto insurance is just a form of discrimination in which the beneficiary is the feminine side. Usually women pay less than men when it comes to coverage auto insurance, however we must remember that gender per se is not the only consideration that justifies women to be the group of privilege. Women receive lower auto insurance rates, as high heels and makeup. These are statistics that started it all. Since auto insurance companies are mainly using risk assessment factors weigh in their operations always agree with what the studies and investigations have found about their level of risk. Men are found to be riskier than women when it comes to driving and this is why they receive a higher rate. The use of gender in the appropriation of the rate of auto insurance consumers is not being a man or woman is not a question that is risky and what is not. Even when you're a woman and you are involved in several accidents, then you can expect to pay higher premiums.