What steps to take after an accident

If there is one type of service might not want to see first hand then maybe it's the car insurance. To test how your car insurance provider says is installed must first be involved in an accident, which of course is not a good scene at all. Nobody wants to experience an accident, but unfortunately, this is not something we can not predict, what's even better to be prepared and have coverage (not to mention the fact that it is also against the law to drive without car insurance ).
If it's a major, or just a minor car accident scenarios involving unpleasant, is not only psychologically traumatic, but also disturbing economically. However, in case it happens, your car insurance policy will have to serve their purpose so we also should know what to do.First you should have control over your damaged car and had any bodily injury that may have incurred in the accident. Take your time to check the damage on the other side too. If the damages are very few who think you can handle without having to file a claim, do so.Filing a claim can possibly make your auto insurance rate even higher, especially if you caused the accident.Then, the other party must exchange information such as name, contact numbers and information from the auto insurance provider is. Find possible witnesses and obtain their contact information as well. Then, inform your insurance provider about what happened.This time you will realize the importance of insurance companies with 24 hours, because no matter what time of the accident, you can report it immediately to your supplier. You will be asked to tell what happened exactly, and make sure you tell the story exactly the same when asked to do the second time.You are then asked to submit a claim. Wait for an adjuster to be sent to investigate and verify the damages caused the accident. Medical expenses also will be reviewed by the regulator to be well prepared with all necessary supporting documents.When the investigation is over, you are given an amount to cover repairs to your car or its current value if your car was destroyed and their medical expenses will be reimbursed.When the amount offered is not attractive to you and you think you deserve something higher than you can always file a demand letter and will soon negotiate with your auto insurance provider.If it is reasonable enough not to accept the offer of the first adjustment, and consider that the regulator is not working for your interest and do not get paid to save money for the company.